ACGA suggested annuity rates effective 3/1/97
The tables below display the maximum payout rates that the American Council on Gift Annuities (ACGA) suggests charities should offer their gift annuity donors. The rates apply to gift annuities funded between March 1, 1997 and June 30, 1998. These rates are used as guidelines by members of the ACGA for offering annuity rates to potential donors. The rates are actuarially determined with the goal of having at least half of the gift asset passed on to the charity (the residuum).
One-life rates
Two-life rates
Two-life table (continued)
Two-life table (continued)
Recalculation factors for deferred annuity rates
The interest factors below are used to calculate the maximum deferred gift annuity rates suggested by the American Council on Gift Annuities (ACGA). The maximum deferred gift annuity rate equals the suggested rate from the one-life or two-life table for the age(s) of the annuitant(s) six months before the date of first payment multiplied by the factor below for the number of whole years from the gift date to six months before the date of first payment. The suggested effective date for these factors was March 1, 1997. They are based on a 6% rate of return per annum for each year of deferral.
